Formation of traditions of financial support of activity and banking development on the Ternopil region’s lands

VLADYMYR, Olha

Ternopil Ivan Puluj National Technical University, 56 Ruska str., 46001 Ternopil, Ukraine

Vladymyr, O. (2021) Formuvannia tradytsii finansovoho zabezpechennia diialnosti ta rozvytok bankivskoi spravy na zemliakh Ternopilshchyny [Formation of traditions of financial support of activity and banking development on the Ternopil region’s lands]. Sotsialno-ekonomichni problemy i derzhava [Socio-Economic Problems and the State] (electronic journal), Vol. 25, no. 2, pp. 511- 522. Available at: http://sepd.tntu.edu.ua/images/stories/pdf/2021/21vomnzt.pdf

Socio-Economic Problems and the State

2(25)

Nov-2021

Oct-2021

25-Sep-2022

Ternopil Ivan Puluj National Technical University

UA

Ternopil

https://orcid.org/0000-0002-1244-101X

https://doi.org/10.33108/sepd2022.02.511

330.8
336
336.7

G20
G21
P34
R51

financing
financial support of activity
financial and credit societies
cooperatives
credit unions
savings banks
banks
commercial banks
the National Bank of Ukraine
lands of Ternopil region

12

511-522

511

522

The article considers the peculiarities of the formation of traditions of financial support of private business and public associations in the lands of Ternopil region. The main trends in the formation and development of banking in the Western lands of Ukraine, including Ternopil region, are described. The main types of financial and credit companies that operated in the lands of Ternopil region in the late XVIII - early XX centuries are considered. It has founded out which banks were among the first in the city of Ternopil and region. It is investigated which institutions now function in the buildings of the first banks. The main reasons and purpose of creation of financial and credit societies by territorial communities at the end of XVIII - the beginning of XX centuries are substantiated. The role of rural cooperatives and banks in the life of Ukrainians during the Polish and Austro-Hungarian occupation is considered. The analysis of transformations of financial and credit institutions of Western Ukraine and Ternopil region after the Second World War and the arrival of the Soviet occupation regime is carried out. The main trends in the development of banking after Ukraine's independence have been studied. (The way which the structure of the banking system was presented in Ternopil region was considered). How the structure of the banking system was presented in Ternopil region is considered. The main directions and areas of activity that commercial banks have lent in large amounts, as well as those industries that are constantly underfunded by both the state and the banking sector are identified. The impact of the reform of the banking system of Ukraine in 2014-2015 on the economic activity of banking and entrepreneurial business of Ternopil region is considered. Negative tendencies in the change of the structure of bank capital were revealed – not in favor of national capital. The existence of risks of growth of foreign capital share in the banking sector of the national economy is substantiated. The main problems of development of credit unions under modern conditions (in the current circumstances) are revealed. The existence of interrelation and interdependence between the share of the national component in the capital of financial institutions and the level of development of strategically important economic and social state-building processes is proved. The main problems and ways to solve them are identified in order to expand the opportunities for financial support of national businesses and local communities.

http://elartu.tntu.edu.ua/handle/lib/38838

2223-3822

Scientific Journal "Socio-Economic Problems and the State"

http://sepd.tntu.edu.ua/images/stories/pdf/2021/21vomnzt.pdf
http://dspace.wunu.edu.ua/bitstream/316497/616/1/kred_spilku.pdf
http://www.creatorsociety.org/index.php/cooperation-ua/theory-of-cooperation-ua/coop-principles-ua/credit-principles-ua
https://bank.gov.ua/ua/statistic/sector-financial/data-sector-financial#1ms
http://sed.te.gov.ua/data/upload/publication/main/ua/26830/bazazv_23062015.pdf

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Article

Scientific Journal "Socio-Economic Problems and the State" Vol 2(25)